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Fourth Street Bar & Grill, Inc.

Waterloo · Monroe County · IL · 6 terminals
IGB license 140702915 · Operator: Illinois Gaming and Coin-Op LLC (as of August 2026)
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High play · lower holdMomentum −15%YoY −37%

Your performance · August 2026

NTI
$23,355
net terminal income · this month
Win per unit
$126
per machine · per day
Terminals
6
machines in service
Annual NTI
$316,334
trailing 12 months

The four numbers operators read first

NTI / machine
$3,893
monthly · per terminal
state median $4,345/mo
46th pct of 8,611 IL locations
#12 of 20 in Waterloo
Hold
6.1%
this month
state median 9.4% · below
9th pct of 8,611 IL locations
20th pct of 20 in Waterloo
Cycle rate
3.13×
this month
state median 2.60× · engagement
92nd pct of 8,611 IL locations
90th pct of 20 in Waterloo
Play / machine
$63.5K
monthly · per terminal
state median $47.1K/mo
63rd pct of 8,611 IL locations
50th pct of 20 in Waterloo

Against locations your size (6+ terminals, 6,794 of them), your NTI/machine is −$1,217/mo vs the $5,109 peer median — bucketing by size keeps a small bar from being measured against a big one.

Where the money goes (August 2026)

NTI this month
$23,355
Gaming tax
−$8,174
After tax
$15,181
Your take-home
$7,590
your 50% this month
Gaming tax$8,174 · 35%Operator's 50%$7,590 · 32%Yours, 50%$7,590 · 32%

Illinois law fixes the after-tax split at 50/50 and bans any deviation (230 ILCS 40/25(c)) — about $7,590 to you and $7,590 to your operator this month. Neither side can move that split. That's the whole point of The Gameset: with the split set by statute, operators compete for your gameset on service — games, cabinets, refresh cadence, response time.

Where your gameset stands

High play · lower hold

Plenty of traffic, but the hold runs below the market — the right game mix could turn that demand into more income.

What an operator sees: An operator sees busy machines with margin headroom — a gameset where better titles and merchandising pay off.

NTI/machine — 46th percentile of 8,611 Illinois locations this month
In Waterloo — #12 of 20 locations by NTI/machine (your own neighborhood, the fairest like-for-like)
Among locations your size (6+ terminals) — 38th percentile of 6,794
Your gameset — you among your Waterloo peers19 peer locations
play per machine →
your gameset a Waterloo peer (anonymized) statewide median

1 peer location sits beyond the axis range and is drawn at the edge — shown, never dropped.

Each gray dot is another Waterloo gameset for the same month, shown without identity. The dashed lines are the statewide medians — which quadrant you land in is the positioning above, drawn out.

Trend

Net terminal income by monthpeak $37,204
2021
2022
2023
2024
2025
2026
latest month up vs prior down vs prior Waterloo median ($30,194)
Cycle rate by monthlatest 3.13× · state median 2.60×
your cycle rate state median

Cycle rate is a leading indicator: when players start cycling their money fewer times, it usually shows up here before it shows up in NTI — an early read on gameset health for you and for an operator.

Win per unit by monthlatest $126 · Waterloo median $162
your WPU (per machine, per day) Waterloo median WPU
Hold % by monthlatest 6.1% · state median 9.4%
your hold state median hold

These are the two series a service change shows up in. Fresher titles and faster response tend to move win per unit first; hold follows the game mix. Both are your own numbers against a neutral market line — not a verdict on anyone.

This year against last, by monthAugust 2026 down 37% on a year earlier
September 2025 – August 2026September 2024 – August 2025

A month that looks like a collapse is often just that month. Laid over the same months a year earlier, a seasonal dip and a real decline stop looking alike.

Seasonality check: July → August moved −1% this year vs +38% a year ago — so a normal seasonal dip isn't mistaken for a real decline.

Your town's market

Waterloo's total gaming income is +15% year over year (trailing 3 months vs the same 3 a year ago).

Your own gameset is −37% over the same-month-last-year comparison — the town's tide explains part of the move; it isn't all your gameset.

A deeper operator read

The same history, cut the way a Terminal Operator cuts it when they decide how hard to compete for your gameset.

Win per unit (WPU)
$126/day
per machine · per day · Waterloo median $162/day · −23%
At the Waterloo median this gameset would add roughly $82,065 a year.
WPU momentum
−23%
last 3 months $123/day vs prior 3 $159/day
Seasonality
December peak
strongest December ($21,495 avg) · softest January ($15,075 avg)
Revenue steadiness
steady
±14% month-to-month swing, trailing 12

Your operator

Illinois Gaming and Coin-Op LLC

Linked to your Location as of August 2026 — the Illinois Gaming Board publishes this each month, so a recent change may not show yet.

Locations
11
Avg NTI / Location
$47,385
Avg NTI / Terminal
$8,274
Total NTI
$521,236

Year over year

Your NTI is +11% up year over year, outpacing the Monroe County market (+5%).

Your Location
+11%
$316,334 vs $283,857 (last 12 months vs the prior 12)
The market (Monroe County)
+5%
typical Location: $29,947 vs $28,419

Takeaways

•Each terminal earned about $3,893 in August 2026 — the 46th percentile of 8,611 Illinois locations that month. Per-terminal NTI is the number operators judge a gameset by, because it strips out how many machines you run.
•Within Waterloo, that's #12 of 20 locations by per-terminal earnings — the fairest like-for-like, since neighbors share the same foot traffic and economy.
•Hold — the share of money played that the gameset keeps — was 6.1% — below the 9.4% state median, which a stronger game mix could recover. Hold is driven mostly by the games in the gameset, which is exactly what an operator brings to the table.
•A dollar cycled through your machines 3.13× before leaving — higher means longer, more engaged sessions. When the cycle rate starts falling it usually shows up before NTI does, so it's an early read on gameset health for both sides.
•High play · lower hold — Plenty of traffic, but the hold runs below the market — the right game mix could turn that demand into more income.
•After $8,174 in gaming tax, August 2026's income is split 50/50 with your operator by law (230 ILCS 40/25(c)) — about $7,590 to you. Neither side can move that split, which is why operators here compete on service.
•Recent momentum is softening — −15% against your trailing average.
•Terminal Operator Illinois Gaming and Coin-Op LLC runs 11 Locations in our data.
There's headroom in these numbers.

Operators bid on what they'd put in your gameset — newer cabinets, better titles, faster fixes. We'll turn your profile into an anonymized Listing they compete on.

Create your Listing
Full August 2026 report detail
Amount played
$381,264
Amount won
$357,909
Net wager
$23,355
Funds in
$121,833
Funds out
$98,478
Net terminal income
$23,355
NTI tax
$8,174
State share
$7,005
Municipality share
$1,169

Source: Illinois Gaming Board monthly video gaming reports. This is public data about your own licensed Location, shown for informational purposes.